Broker License #M16000932
I make the mortgage process
simple, stress-free,
quick and easy.
Licensed mortgage broker serving Ontario & Alberta with 9+ years of experience
What Our Clients Say
"Antonette is a great mortgage professional to work with. She helped me in the refinance of our primary home and assisted me in the purchase of some of our rental properties. Very knowledgable, honest, and systematic. Highly, highly recommended."
Thomas dela Cruz
"Wonderful experience with Antonette! She is very thorough, patient and knowledgeable. Very reassuring and makes the process easy to understand. Definitely recommend!"
Reshaud Hussain
"Antonette is a true professional and an expert in her field. She's reliable and will work tirelessly to meet your needs and exceed your expectations and I would recommend her services to anyone."
Christina Francis
"For anyone in need of a mortgage broker who truly cares and will deliver results with your best interest in mind, look no further than Antonette. She is a beacon of excellence in her field, and her commitment to her clients is both apparent and praiseworthy."
Yama Niwand
"Antonette is very knowledgeable in this field. She will explain in details, letting you know the pros and cons, and in the end help you find the best. I highly recommend her"
Jingle Pilotin
"Antonette is super knowledgeable and helps you every step of the way. Kind and very attentive. Definitely recommend for all your mortgage needs!"
Bernice Chan
"Excellent service, made the process easy and stress-free. Highly recommend!"
Ariel Emengga
"Honest, trustworthy, reliable and knowledgeable! Antonette is an amazing professional and goes above and beyond expectations!"
Basil Khan
"She is so nice and hard worker. She will explain to you every details of the process. I will highly recommend Antonette"
Mary Jean Cruz
Why Use Me As Your Mortgage Broker?
Canadian Mortgages have been constantly changing with rates frequently fluctuating in this competitive market. As a licensed mortgage broker in the provinces of Ontario and Alberta, I have helped many Canadians reach their home ownership goals. Understanding my client's unique situations, combined with my 9+ years of experience in Mortgage Brokering and access to over 44 Banks, Trust companies, Credit Unions, Private/MIC lenders and partners, I'm able to provide the right mortgage solutions tailored to your needs and goals. I'm a true believer that for every problem there are infinite solutions. I am conveniently available to answer your inquiries on weekdays, weekends, and evenings.
Mortgage Solutions for Every Need
Comprehensive mortgage services tailored to your unique situation
Purchases (Residential, Investments & Commercial)
Purchasing a property whether it's your first home, investment/rental property or commercial property is likely the biggest financial purchase one could make in their lifetime. I'm committed to providing multiple mortgage options to New to Canada clients, First Time Home Buyers, Salaried, Self-employed or unstable income earners alike.
What's Included:
- ✓Pre-approval
- ✓Credit Counselling to improve credit scores
- ✓Best rate that matches your monthly mortgage payment budget
Refinancing
Refinance your mortgage before the maturity date and know some creative ways to make the equity in your home work for you.
What's Included:
- ✓Consolidate debts at a lower rate, increase credit score and free up cash flow
- ✓Buy investment or rental properties
- ✓Remove co-signer or guarantor on title
- ✓Renovate your home and increase equity
- ✓Gift your child/ren down payment to purchase their own home
- ✓Pay for your children(s) college or university expenses
HELOCs, 2nd and 3rd Mortgages
If you urgently need to access funds, a HELOC, 2nd or 3rd mortgage could be the best solution. Accessing the equity in your property without breaking current low interest rate mortgage by adding a 2nd or 3rd mortgage for a short term period.
What's Included:
- ✓HELOC - Home equity line of credit or Equity line Visa/Mastercard
- ✓Down payment for an investment property
- ✓Funds for business capital
Reverse Mortgages
If you're over the age of 55 and have built enough equity on your principal home, you may be eligible for a reverse mortgage. This is a type of loan that is secured against your principal residence giving you financial solution to access tax-free cash without monthly payment obligations. Reverse mortgage gives the freedom to enjoy your golden years at your home and financially stress free.
What's Included:
- ✓Continue to live in your home & will not be forced to sell
- ✓Equity take out to pay for any medical bills or credit debts
- ✓Cover daily expenses
- ✓Home renovations